.Or crash now and get it out of the way.I wonder too, if Progressive insures a larger percentage of newer riders and those with less experience, or insures more of a certain type of bike.
And it's no big deal, Soupy. If you ride long enough, you WILL crash, guaranteed.
So all you have to do is stop riding right before the crash and you'll be okay.
The largest group of riders having crashes is between years 2-3. This is most often on a motorcycle that they have bought within the last few months. (The upgrade from their starter motorcycle)The biggest cause is the inexperience of new riders at least statistically.
It's a good idea but I darn sure don't want more government butting in. We already have too much. The insurance companies could do this on their own but they would have to work together and that isn't going to happen. There isn't a good way to do it. Do you REALLY want more government restrictions? Let them have and inch and they'll take over!Another causal component to Motorcycle and Car crashes is the recreational use of alcohol and drugs, legal and illegal.
The biggest cause is the inexperience of new riders at least statistically.
I bet the "Gangsta" crotch rocket crowd really skews the statistics: Inexperienced riders on their Hayabutches, when they should have 20 horsepower and not 200. Youtube these fools and you'll see what I'm typing about.
I think we need a tiered licensing system that starts new rider out at maybe up to 250cc's for a certain time period--then 500cc's for a while and then unlimited cc's. Too many idiots with money to burn go into a dealer and buy bikes that really take experienced riders to handle, more less the uninitiated. They end up injured or dead very quickly and there goes the insurance statistics, creeping up to affect us all.
That and they think its cool to imitate "stupid" from you tube.The largest group of riders having crashes is between years 2-3. This is most often on a motorcycle that they have bought within the last few months. (The upgrade from their starter motorcycle)
I think this is because they are beginning to feel comfortable and begin to take more risks, as well as relaxing their awareness.