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Discussion Starter · #1 ·
when searching for my first bike I came across a 95 Honda vlx it is now 2019 and in the state of Texas the bike is considered and antique and does not need a safety inspection.
so the question came to me what insurance do older bikes who cost a few hundred dollars use?

personally I would go with something like the minimum of just liability and when a problem comes id just fix it when my two thumbs yanno.
 

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On The Road Again!
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I have Progressive. I have three older bikes insured with them, liability only. It costs me about $200 a year for all three.
Of course this will vary depending on where you live.
In New Jersey, a bike is a antique if it is over 25 years old.
Two of mine qualify. The newest one, my 99 Goldwing has five years to go to get my antique plates.
 

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On The Road Again!
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It looks just like any other plate, except that it begins with the letter "Q" for a bike, or "QQ" for a car.
And it says "Historic" at the bottom of the plate.
$77 sounds very good to me.
 

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Moderator - Loves All Motorcycles
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I also have Progressive for my vintage toys. Cost is = $20/mo per bike. :)
 

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Moderator - Loves All Motorcycles
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Liability. Checked my policy, it's actually $15/mo. I don't keep all the bikes insured at once. I really only keep 1 or 2 insured at a time. Progressive allows me to change the covered bikes on the fly, which is helpful.

Of course, my rates largely suck because I'm young with a couple tickets from my dumber years.
 
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