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Discussion Starter #1
So l just went to put my truck on my policy and progressive says l can't put my truck and bike on the same policy...l will have to have two policies, two separate payments on two different dates...blah blah blah. Sounds like a huge pain in the butt to me. I just want to put my Toyota truck and my bike on one policy, l don't need a hundred different kinds of coverage since they are both paid in full and neither is worth over $4000. Anyone really happy with their insurance company? Discuss :)
 

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I use GEICO but they are much the same. I have a policy with 3 cages on it and a separate policy on my bike. The liability on all vehicles is identical but bikes and cages just don't mix in their world. My bike is an annual payment and my cages is a twice per year but they always bill me as if the other policy did not exist.
 

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Troublemaker
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I have the gecko too. They say you get a discount for having multiple policies. I don't know if that is true, but I can't complain about the rates as compared to other insurance companies. Oldman47 tells it the same as it is for me too.
 

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"Fran" is becoming quite well known up here (actress in the commercials for Progressive).

When I see their commercials, and there are tons of em, it seems to me that they talk a lot about "we cover everything."

Yet, to be sure, even in MY case, I have the same Insurance Agent, but seperate policies for my home, my truck-n-car, and my motorcycle.

Don't know "why" that is, but I can't say it makes any sense to me. I would think, "since it's the same Insurance Company, they'd all be on the same policy." Different Departments within that company as well I suppose, with specialists of that vehicle type in those various Departments, but still.

In the end, I don't care if they compartmentalize my various Insurance-needed items, just as long as the pricing and conveniences of those Policies are not short on benefit, and long on hassles.

-Soupy
 

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Swamp Rat Rider
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Have Allstate on 2 Cars and 2 Motorcycles but Seperate Policies .. Don't know of any that combine all vehicles am sure there is some kind of legal thing why ..
 

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When I called my insurance company (house,car) to get a quote for the bike, he said "Hold on I'll run you through Progressive." That's what I did before I called them. So I ended up just going directly with progressive online. $75 bucks and I was able to print the cards out right then and there.
 

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Discussion Starter #10
Hey Soupy...l think the hottie on the Progressive commercials' name is Flo...and whenever l see her the same question runs through my mind..."I wonder if she has a big butt?"
 

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ZAMM Fanatic
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Hey Soupy...l think the hottie on the Progressive commercials' name is Flo...and whenever l see her the same question runs through my mind..."I wonder if she has a big butt?"
On THIS and several scooter forums that is properly referred to as a Burg-butt, as in Suzuki Burgman, the 2 wheeled vehicle that gives Kim Kardashian a run for largest ass.

Too bad it's a run to the nearby convenience store and not to the Executive airport where Kim parks her Gulfstream....

Best part: There's storage for multiple items considerably bigger than Kanye's dikk inside the Burgman's trunk....
 

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Hey Soupy...l think the hottie on the Progressive commercials' name is Flo...
Yeah, you are probably right. I'm not great with names.

She's quite an actress, that gal. I've been seeing these commercials lately where she's been doing a spoof on Eddy Murphy, by dressing up as various genders and ages............good make up work at least!!

-Soupy
 

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Gotcha...so l might as well just stick with them and open another policy. Good to know! Thanks everyone!
No way. Go out for quotes using a Google search. When I last switched companies it was because the car would be cheaper than the company I was using at the time. I ran separate companies for over a year before they came back together. If you give every company the same parameters on what you want and your history, the results can and should be compared. Don't try to BS them but lots of things affect rates. When I was with Progressive they even looked at my credit rating when they tried to set my rates. I have no idea why they did that but for me it helped.
 

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Well here's something to add to the confusion. When I got insurance for my replacement bike after the totaled one, my rates went down. The replacement was worth more so I expected more but it didn't seem like it went up that much. So I asked for a quote if I was insuring the totaled one again just to check. Sure enough, less. I questioned the agent. He could only guess that the years riding/driving without an accident and now with one worked out in my favor. Which I read that as I was long over due. My last minor accident was nearly 48 years ago. Do they really track you like that and begin to bet against your odds?
 

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Cowboy, you have been experiencing the typical "loyalty" rates. If you never switch they figure they have you on the hook and just keep raising the rate a little every year. If you never jump ship it makes them huge profits. A new company knows they must do it right to keep you so the rates are lower. I have gone back and forth between Geico and Progressive because both think that a "loyalty" program is appropriate. After I switch the switch back is always cheaper than my original policy price. The stupid bast**ds really believe I will never notice it.
 

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Maybe so but I still find it hard see why my rates went down after an accident rather than go up. I was prepared to switch but not when those rates were near double. I'm beginning to think these actuary type tables must play a role.
 

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Policy

My wife runs an insurance agency in IA. We represent 18 companies and Auto Owners is the only company the will allow an auto and motorcycle on the same policy. We insure our personal vehicles with them and they are easy to work with. :71baldboy:
 
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