With Fall already here and winter coming, start saving now. If saving cash is hard for you, because something always comes up, start a savings account at your bank. Set yourself a minimum for each weekly, bi-weekly or monthly deposit, more when you can.
With a savings account, you'll still have the money, it will just take longer to get at it, and more time to think about the "emergency", is it really an emergency?
Bike fever can be strong, but try to avoid going and looking all the time. Saving can become a habit. When you find you've built up a nice little wad, then start checking on-line used bikes.
You might find yourself thinking "well, if I just save for another X amount of time, I can get a much better bike."
One last thing. When you find "your" bike and buy it, stop looking! There's always going to be another deal next week or next month. Don't beat yourself up looking at what you "could" of had.
You'll get your bike. Share your pictures because we'll want to see them and enjoy it!
