Hey Barry, you can sure tell who rides what between Colorado and me, huh!
Seriously, I believe in getting the most I can absolutely afford, even if I have to scrunch up a little to pay for it. (I've never understood friends who trade their cars off every two years. In that time, they've worked the warranty items out of them, and they're better than new cars.) If I were you, I'd ignore price, if you can, and get the bike that fits you best. In one of Colorado's raves, er, I mean, posts (he's a friend, I can tease him!), if you're not comfortable on the bike, price doesn't matter. You won't like it.
Tom