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Best insurance

  • Allstate

    Votes: 1 10.0%
  • Farmers

    Votes: 0 0.0%
  • Progressive

    Votes: 5 50.0%
  • Geico

    Votes: 4 40.0%
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Discussion Starter #1
Hi there! :biggrin: I'm all excited to ride my Yamaha r3 which i bought yesterday. Only thing stopping me is i haven't taken the MC insurance yet.
I have Allstate insurance for two of my cars and home. SO i thought it would be easy getting a great quote from them. I spoke to the insurance guy and he said Allstate doesn't provide insurance for MC riders with license less than 1 year. I doubt if that's true.

Can you guys please suggest some affordable quotes. Thank you!

Please vote the poll.
 

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If you're a military member, current or prior, or related to a military member, check out USAA. They sub non-car insurance to Progressive, but at a rate cheaper than Progressive would give you alone. I've had them for a while, no one else comes close for me.

That said, rates change drastically for different people in different situations. Someone here might get the best rate ever with State Farm, and the next guy might tell you State Farm gave them the highest quote.
 

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If you're a military member, current or prior, or related to a military member, check out USAA. They sub non-car insurance to Progressive, but at a rate cheaper than Progressive would give you alone. I've had them for a while, no one else comes close for me.

That said, rates change drastically for different people in different situations. Someone here might get the best rate ever with State Farm, and the next guy might tell you State Farm gave them the highest quote.
USAA Does not cover Motorcycles anymore, or at least they do not in Maryland
 

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I had no problem getting insurance from Progressive, I already had auto insurance through them, even though I hadn't had a bike for around twenty years. I had the license for over thirty five years but hadn't ridden for around twenty. Check Geico as their quote was one third or so of all other companies I checked.
 

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Visionary
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That's very scary considering my first long bike trip was 3/4 in Maryland..I'm lucky I survived!!!!
:coffeescreen:
LOL, voted the worst drivers in the nation 3 years in a row.
 

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I had Progressive. I wouldn't say it was super cheap; but that can be relative. I had the bike insured to the gills, and uninsured motorist as well, so if something happened to me it was covered. Well, something did happen, and they paid quickly and in full. One thing l forgot to do afterward was to cancel the insurance. I accidentally paid it for August, and the other day l called them Hoping the same didn't happen for September. Not only did l not have to pay for September, but they backdated my claim and l got a refund back for August's payment as well.

Additionally, l decided to keep the for parts, and the buyback cost from them was outrageously low.
 

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I've had geico for several years now and am happy with everything about them. Before that, I had Bikeline Insurance from Merkel. I haven't seen any other insurance match or beat their rates without have other coverage with them as well. They were very friendly to deal with as well. I'm only on Geico because I have a lot of other things insured with them.
 

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Discussion Starter #13
Thank you very much folks.

I got 4 quotes with same coverage of which GEICO was the cheapest so went with it.

Tomorrow will be my first ride to work and yes will ride safe :D
 

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There is no one place to go for insurance. In the last 5 years I have used both Geico and Progressive. Every year, when I get my renewal notice, I go on line and price out a package of features that I want. I compare apples to apples and if the company I already have is close to being the cheapest I stay with them but I have zero brand loyalty. If I can save even 5% by switching companies, I do.
 

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Swamp Rat Rider
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Been using Allstate a long time .. I do check others now and then but no one has been able to beat them yet .. Have all my vehicles Insured with Allstate ..
 

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Premium Member
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8,911 Posts
Insurance

In BC the Socialist government of the time ( 1973 ) introduced compulsory minimum insurance for all, through a government run agency. ICBC, The Insurance Corporation of BC. Icky Bicky doubled my rate for my vehicle and have been gouging me ever since. First they charged extra for young riders, saying it would get cheaper at age 35. Then at age 35 they said it was wrong to discriminate on the young, and now all premiums have been leveled. We get no discount for multiple vehicles. I only get opposition and passenger coverage, none on what I own other than theft. Insurance is compulsory yet under insured motorist protection at $20 is okay.
My vintage plate for Yami is $207, but to get that plate I have to have something else insured at the regular class. The something else is my XS400 which costs $250 with the under insured provision. That makes my yearly cost $457, but wait there's more. In the spring I switch the plate from the XS400 to my SV1000 and that costs about $400 to ride Bluzu for the warmer months.
I get a small discount for being over 65.
There is also a plan for swapping the vintage plate, if I have 3 or more vintage bikes.

They do have reasonable rates for vintage cars and farm vehicles.

Unkle Crusty*
 

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If you want to REALLY screw something up, just let the government do it!

The scariest words in the English language:

"We're with the government, and we're going to take this over in order to help you."

(to paraphrase Ronald Reagan)
 

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We have seen a lot of that in the last 7 years in the US rje58. Unfortunately repealing such laws never seems to happen even when you change who is in charge.
 
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